Loan Program

Commercial Loan Broker
in Oakland, CA

Brokerage for larger commercial deals, real estate, acquisitions, and complex working capital.

  • Owner-occupied CRE
  • Bridge + SBA combos
  • Portfolio refinancing
  • Complex capital stacks
No upfront fees No obligation Fast local decisions
Commercial Loan Broker in Oakland, CA
At a glance
Amount
$250,000-$25,000,000+
Funding
2-10 weeks
Term
5-25 years
What it is

Brokerage for bigger deals

Commercial brokerage focuses on six- and seven-figure deals, owner-occupied real estate, multi-property portfolios, complex SBA, and bridge financing across Oakland and the Bay Area.

Final loan amounts, terms, and rates depend on the lender and the borrower's profile. We'll walk you through what each option realistically looks like for your business before you commit to anything.

Who it's best for

Is commercial loan broker the right fit?

This program tends to be the strongest match for the situations below. If you're on the fence, a 10-minute call clears it up.

Owners exploring options

Borrowers who want to see several offers before choosing.

Growing Oakland operators

Hiring, expanding locations, or buying equipment.

Bank-declined borrowers

Healthy businesses that don't fit a traditional bank box.

Debt consolidators

Owners replacing higher-cost short-term debt with cleaner terms.

Typical terms

The factual basics

Approximate ranges, final rates and terms are set by the lender based on your business profile, time in business, and documentation.

Loan amount
$250,000-$25,000,000+

Range across qualifying borrowers.

Term length
5-25 years

Structure depends on use of funds.

Funding speed
2-10 weeks

After approval and document review.

Qualification basics
Established operating history

Full criteria below.

General qualification basics

  • Established operating history
  • Documentable cash flow
  • Equity in deal
  • Clean borrower profile

These are typical thresholds, not guarantees. Approvals depend on the full lender review of your business.

How to apply

From first contact to funding

A clear, predictable path for getting commercial loan broker in place.

  1. 01

    Apply in minutes

    Tell us about your business and how much you need. No credit pull, no documents up front.

  2. 02

    Talk to an advisor

    A local Fairmont Commercial Capital advisor reviews your file, confirms fit, and collects your bank statements securely.

  3. 03

    Receive offers

    We bring back the best terms across our lender network, you choose what works.

  4. 04

    Get funded

    Once you accept and sign, funds typically land in your business account on the timeline above.

Benefits

Why owners choose this program

Owner-occupied CRE

A practical advantage when comparing it to alternatives.

Bridge + SBA combos

A practical advantage when comparing it to alternatives.

Portfolio refinancing

A practical advantage when comparing it to alternatives.

Complex capital stacks

A practical advantage when comparing it to alternatives.

Common uses

How Oakland businesses actually use this

Real-world examples from the kinds of files we work on every week.

01

CRE acquisitions

A common scenario where commercial loan broker tends to be the cleanest fit.

02

Refi + cash-out

A common scenario where commercial loan broker tends to be the cleanest fit.

03

Portfolio operators

A common scenario where commercial loan broker tends to be the cleanest fit.

04

Larger SBA 7(a)/504 deals

A common scenario where commercial loan broker tends to be the cleanest fit.

FAQ

Common questions

Don't see your question? Call (510) 210-5662, we'll answer it straight.

Fairmont Commercial Capital · Oakland, CA

Ready to talk through commercial loan broker?

Apply online in a few minutes, or call us directly. A real advisor, not a call center, gets back the same business day.

No upfront fees · No obligation · Secure application

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